Lender
JMAC Lending, Inc.
Company NMLS ID 53112 (opens in a new tab)
JMAC Lending, Inc. (company NMLS 53112) is a mortgage lender. LenDb lists 2 of its loan officers, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: JMAC Lending, Inc.'s own loan officer directory and NMLS Consumer Access.
- 2 loan officers on LenDb
- 0 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 5,350 home loans in 2025 (HMDA), including loans brokers originated; 3,681 conventional
- By loan type: 3,681 conventional, 1,391 FHA, 241 VA, 37 USDA.
- By purpose: 4,095 purchase, 1,255 refinance.
- 184 jumbo (above the conforming loan limit); 821 for investment properties.
- Up 78% from 2024 (3,000 loans).
- About $2.4 billion in loan amounts (HMDA reports amounts in $10,000 bands).
- 99% of these loans came in through a third party such as a mortgage broker.
Most loans in California (1,540), Florida (1,292), Texas (353).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
Loan officers
Branch not listed 2
- John Spannagel · NMLS 173039
- Mai Pham · NMLS 56031
Source: state regulator, verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.