Amelia Watts
Sr. Loan Officer at Lower · Antioch, TN
NMLS ID 914299 (opens in a new tab) · verify at NMLS Consumer Access
Amelia Watts (NMLS 914299) is Sr. Loan Officer at Lower, based in Antioch, TN. Lists Mississippi and Tennessee on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus).
Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Amelia's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: MS, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Antioch, TN · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Amelia has been lending since 2012 and is known for tailored mortgage solutions, with volunteer work for local nonprofits including Habitat for Humanity. Licensed in TN and MS.
Our summary of the lender page. Verified 2026-10-10.
- Community
- Volunteers monthly with local non-profit organizations and serves on the Family Selection Committee for Habitat for Humanity
- Source (opens in a new tab), verified 2026-10-10
- Credentials
- Member of National Association of Real Estate Brokers
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Amelia Watts (NMLS 914299), Lower. LenDb.ai, https://lendb.ai/lo/amelia-watts-914299, last verified 2026-10-10.
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