Andrew Kellam
Branch Manager | Loan Officer at Southern Trust Mortgage · Virginia Beach, VA
NMLS ID 200234 (opens in a new tab) · verify at NMLS Consumer Access
Andrew Kellam (NMLS 200234) is Branch Manager | Loan Officer at Southern Trust Mortgage, based in Virginia Beach, VA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Georgia, North Carolina, New Jersey, South Carolina, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: January 12, 2022 (Florida), per state regulator.
Last verified . Sources: Southern Trust Mortgage (southerntrust.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 12, 2022 (Florida), per state regulator
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Pennsylvania, Georgia, North Carolina, New Jersey, South Carolina, Virginia, West Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO100401, first effective 2022-01-12), PA (opens in a new tab) (63079), verified 2026-10-09.
Lender-reported: GA, NC, NJ, SC, VA, WV are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
- Profile (opens in a new tab)
We never see who you contact.
Employment history
Southern Trust Mortgage NMLS 2921
Current · Virginia Beach, VA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Andrew is a branch manager and recognized regional mortgage professional serving first-time homebuyers and experienced investors. He specializes in creative problem-solving for various loan programs and precision-oriented file management.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · southerntrust.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · southerntrust.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · southerntrust.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · southerntrust.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Andrew Kellam (NMLS 200234), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/andrew-kellam-200234, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.