Andrew Lioi, photo from Cardinal Financial Company

Andrew Lioi

VP, Retail Market Leader at Cardinal Financial Company · Sykesville, MD

NMLS ID 185715 (opens in a new tab) · verify at NMLS Consumer Access

Andrew Lioi (NMLS 185715) is VP, Retail Market Leader at Cardinal Financial Company, based in Sykesville, MD. Licensed in Florida, confirmed with the state regulator (license LO17417). Focus areas shown on the lender page: Down payment assistance and Manufactured home. Licensed since 2012 (per Florida records). States 35 years of experience.

Last verified . Sources: Cardinal Financial Company (cardinalfinancial.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: cardinalfinancial.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

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Florida

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO17417, since 2012), verified 2026-10-09.

Contact

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Employment history

  1. Cardinal Financial Company NMLS 66247

    Current · Sykesville, MD · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Andrew brings more than 35 years of mortgage lending experience and focuses on flexible, affordable housing options for borrowers at all income levels.

Our summary of the lender page. Verified 2026-10-09.

Also
Preferred partnership with Kilpatrick Woods Community for affordable housing
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · cardinalfinancial.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · cardinalfinancial.com (opens in a new tab)verified 2026-10-09
Summarylender site · cardinalfinancial.com (opens in a new tab)verified 2026-10-09
Contactlender site · cardinalfinancial.com (opens in a new tab)verified 2026-10-09
Photolender site · cardinalfinancial.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Andrew Lioi (NMLS 185715), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/andrew-lioi-185715, last verified 2026-10-09.

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