Austin Downs, photo from INDEPENDENCE HOME LOANS LLC

Austin Downs

Director of Business Solutions, US Army Veteran at INDEPENDENCE HOME LOANS LLC

NMLS ID 937218 (opens in a new tab) · verify at NMLS Consumer Access

Austin Downs (NMLS 937218) is a mortgage loan officer at INDEPENDENCE HOME LOANS LLC, licensed in Texas since 2023 and in Florida, Arkansas, Iowa and 5 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Arkansas state regulator, Iowa state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Austin licensed in Florida?
Yes. Florida regulator records list license LO123426 as active, first effective October 4, 2023 (verified 2026-10-15). LenDb has 8 other states on file for Austin.
Source: Florida state regulator (opens in a new tab)
What lender does Austin work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Austin been licensed?
The earliest state license record LenDb holds for Austin is from October 3, 2023 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Arkansas, Iowa, Wisconsin, California, Maryland, Wyoming, Illinois

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO123426, first effective 2023-10-04), TX (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (50935, first effective 2023-10-12), WI (opens in a new tab) (937218, first effective 2023-11-13), CA DFPI (opens in a new tab) (CA-DFPI937218, first effective 2024-01-08), MD (opens in a new tab), WY (opens in a new tab) (106650, first effective 2023-12-15), IL (opens in a new tab) (31.0083190, first effective 2023-11-03), verified 2026-10-15.

    Contact

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Role
    Senior Vice President, The Federal Savings Bank
    Source (opens in a new tab), verified 2026-10-15
    Role
    Military Police Officer in the National Guard
    Source (opens in a new tab), verified 2026-10-15
    Credentials
    Eagle Scout
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerstate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Austin Downs (NMLS 937218), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/austin-downs-937218, last verified 2026-10-28.

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