Barb Stewart
Loan Officer at Lower · Columbia, MD
NMLS ID 336997 (opens in a new tab) · verify at NMLS Consumer Access
Barb Stewart (NMLS 336997) is Loan Officer at Lower, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO7986). Focus areas shown on the lender page: New construction. Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: June 30, 2011 (Florida), per state regulator.
Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 30, 2011 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: lower.com (opens in a new tab)
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Barb's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO7986, first effective 2011-06-30), verified 2026-10-15.
Contact
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Employment history
Lower NMLS 1124061
Current · Columbia, MD · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Barb moved from title insurance into full-time mortgage lending in 2020, after earning a mortgage license in 2010. They work with first-time buyers, self-employed borrowers, investors using DSCR loans and builders on new construction financing.
Our summary of the lender page. Verified 2026-10-10.
- Also
- Launched own title company before mortgage licensing
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Barb Stewart (NMLS 336997), Lower. LenDb.ai, https://lendb.ai/lo/barbara-stewart-336997, last verified 2026-10-15.
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