Belal Khalid
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Mount Laurel, NJ
NMLS ID 2076564 (opens in a new tab) · verify at NMLS Consumer Access
Belal Khalid (NMLS 2076564) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Mount Laurel, NJ. Licensed in 2 states confirmed with state regulators: Texas and New York. Focus areas shown on the lender page: Foreign national. Speaks English, Hindi, Punjabi and Urdu. Earliest state license record: July 27, 2021 (Texas), per state regulator.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Texas state regulator, New York state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 27, 2021 (Texas), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Languages
- English
- Hindi
- Punjabi
- Urdu
Source: state regulator (opens in a new tab), verified 2026-10-15
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), NY (opens in a new tab), verified 2026-10-13.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Mount Laurel, NJ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Belal focuses on non-QM products such as bank statement and investor cash flow loans, and has experience with foreign national borrowers. Belal speaks Urdu, Punjabi, Hindi, and English.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfs.ny.gov (opens in a new tab) | verified 2026-10-14 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Languages | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Belal Khalid (NMLS 2076564), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/belal-khalid-2076564, last verified 2026-10-15.
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