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Beth Garrett, photo from Ruoff Mortgage

Beth Garrett

Senior Loan Officer at Ruoff Mortgage

NMLS ID 782760 (opens in a new tab) · verify at NMLS Consumer Access

Beth Garrett (NMLS 782760) is Senior Loan Officer at Ruoff Mortgage. Licensed in 2 states: Indiana and Kentucky. Focus areas shown on the lender page: Down payment assistance, First-time buyer, Low credit score, New construction and Self-employed. States 11 years of experience.

Last verified . Sources: Ruoff Mortgage (ruoff.com) and NMLS Consumer Access (license status, check live).

Specialties

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Indiana, Kentucky

As listed on the lender page (IN, KY), not yet checked against state regulators.

Contact

No public business contact on file.

View profile at Ruoff Mortgage (opens in a new tab)

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Employment history

  1. Ruoff Mortgage NMLS 141868

    Current · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Beth has 11 years of experience helping first-time homebuyers, veterans, self-employed borrowers, and credit-challenged clients throughout Indiana and Kentucky. She specializes in down payment assistance, new construction, and supporting clients through life transitions with same-day communication and text availability.

Our summary of the lender page. Verified 2026-10-09.

Serves
Indiana, Kentucky
Source (opens in a new tab), verified 2026-10-09
Community
Volunteers with Foodfinders
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Beth Garrett (NMLS 782760), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/beth-garrett-782760, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.