Loan programs · Indiana
Down payment assistance loan officers in Indiana
As of 2026-10-09, LenDb lists 85 loan officers licensed in or based in Indiana whose lender pages show Down payment assistance work. The top-ranked are Clarissa Lora (CrossCountry Mortgage, Mishawaka), Jillian Brotan (Guild Mortgage, Merrillville) and Wally Lopez (Fairway Independent Mortgage Corporation, New Palestine). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Clarissa LoraNMLS 1896451
CrossCountry Mortgage · Mishawaka, IN · licensed in 2 states
- Down payment assistance
- First-time buyer
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 4 years licensed
- 2
Jillian BrotanNMLS 1685151
Guild Mortgage · Merrillville, IN · licensed in 3 states
- Down payment assistance
- First-time buyer
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 5 years experience (stated on lender page, 2026-10-09)
- 3
Wally LopezNMLS 1831677
Fairway Independent Mortgage Corporation · New Palestine, IN
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 4
Jennifer LehmanNMLS 1588449
CrossCountry Mortgage · Mishawaka, IN · licensed in 2 states
- Down payment assistance
- Self-employed
- Non-QM loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 25 years experience (stated on lender page, 2026-10-09)
- 5
Rodney MullinsNMLS 20486
Union Home Mortgage · Tampa, FL · licensed in 4 states
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 5 years licensed
- 6
Kristen ForbesNMLS 755946
CrossCountry Mortgage · Hanover Park, IL · licensed in 5 states
- Down payment assistance
- FHA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 7 years licensed
- 7
Brad EllettNMLS 1634528
Ruoff Mortgage · La Porte, IN · licensed in 4 states
- Down payment assistance
- FHA loan
- First-time buyer
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 2 years licensed
- 8
Jennifer MeyerNMLS 562072
Ruoff Mortgage · Wabash, IN · licensed in 5 states
- Down payment assistance
- First-time buyer
- FHA loan
- USDA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 4 years licensed
- 9
Scott KieffnerNMLS 664570
Ruoff Mortgage · Indiana
- Down payment assistance
- First-time buyer
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 22 years experience (stated on lender page, 2026-10-09)
- 10
Stuart SpaltNMLS 244693
CrossCountry Mortgage · Columbus, OH · licensed in 5 states
- Down payment assistance
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 0 years licensed
- 11
Monica CentenoNMLS 1100009
Guild Mortgage · Henderson, NV · licensed in 33 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 8 years licensed
- 12
Jessica WeeksNMLS 1804529
CrossCountry Mortgage · Noblesville, IN · licensed in 2 states
- Down payment assistance
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 7 years licensed
- 13
Edwin SantiagoNMLS 133618
CrossCountry Mortgage · Wayne, PA · licensed in 23 states
- Down payment assistance
- First-time buyer
- Non-QM loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 14
Nathan SolidayNMLS 166402
Success Mortgage Partners · Sellersburg, IN · licensed in 3 states
- Down payment assistance
- First-time buyer
- USDA loan
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 13 years licensed
- 15
Charles OliverNMLS 175312
CrossCountry Mortgage · Delray Beach, FL · licensed in 15 states
- Down payment assistance
- Non-QM loan
- HELOC
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 16
Beth LewisNMLS 219774
CrossCountry Mortgage · Evanston, IL · licensed in 23 states
- Down payment assistance
- Co-op
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 15 years licensed
- 17
Beth GarrettNMLS 782760
Ruoff Mortgage · licensed in 2 states
- Down payment assistance
- First-time buyer
- Low credit score
- New construction
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 11 years experience (stated on lender page, 2026-10-09)
- 18
Alex MargulisNMLS 192878
CrossCountry Mortgage · Chicago, IL · licensed in 29 states
- Down payment assistance
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 13 years licensed
- 19
George KoutsosNMLS 29613
CrossCountry Mortgage · Beverly, MA · licensed in 15 states
- Down payment assistance
- Jumbo loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 13 years licensed
- 20
Cori DrudgeNMLS 229643
Ruoff Mortgage · Fishers, IN · licensed in 8 states
- Down payment assistance
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 4 years licensed
- 21
Joanne RogersNMLS 223618
CrossCountry Mortgage · Deerfield, IL · licensed in 11 states
- Down payment assistance
- Real estate investor
- VA loan
- First-time buyer
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 12 years licensed
- 22
Tyann SanchezNMLS 608673
Fairway Independent Mortgage Corporation · Fort Wayne, IN · licensed in 3 states
- Down payment assistance
- HELOC
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 5 years experience (stated on lender page, 2026-10-09)
- 23
Skye StevensNMLS 1725759
Ruoff Mortgage · licensed in 3 states
- Down payment assistance
- VA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- 4 years licensed
- 24
Garrison HuddlestonNMLS 2707447
CrossCountry Mortgage · Fishers, IN · licensed in 6 states
- Down payment assistance
- First-time buyer
- Real estate investor
- FHA loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 25
Christina ThluaiNMLS 1471916
CrossCountry Mortgage · Indianapolis, IN · licensed in 15 states
- Down payment assistance
- Condo
- Construction loan
- Jumbo loan
- Lists Down payment assistance on lender page (lender page, verified 2026-10-09)
- Licensed in IN (listed on lender page, verified 2026-10-09)
- Branch in Indiana
- 1 years licensed
Before you choose
Programs are local, change often, and need the lender to be approved with the housing agency that runs them.
- Which down payment assistance programs are you approved for here?
- Is the assistance a grant, a forgivable loan, or a repayable second?
- Are there income, purchase price or first-time buyer limits?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=down-payment-assistance&state=IN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.