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Borrower situations · Indiana

Loan officers for borrowers with low credit scores in Indiana

As of 2026-10-09, LenDb lists 11 loan officers licensed in or based in Indiana whose lender pages show Low credit score work. The top-ranked are Nathan Soliday (Success Mortgage Partners, Sellersburg), Beth Garrett (Ruoff Mortgage) and Ken Prost (Success Mortgage Partners, Cold Spring). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 11

  1. 1

    Nathan SolidayNMLS 166402

    Success Mortgage Partners · Sellersburg, IN · licensed in 3 states

    • Low credit score
    • First-time buyer
    • USDA loan
    • Down payment assistance
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • Branch in Indiana
    • 13 years licensed
  2. 2

    Beth GarrettNMLS 782760

    Ruoff Mortgage · licensed in 2 states

    • Low credit score
    • Down payment assistance
    • First-time buyer
    • New construction
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 11 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Ken ProstNMLS 63076

    Success Mortgage Partners · Cold Spring, KY · licensed in 8 states

    • Low credit score
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 8 years licensed
    • No disciplinary actions on file at LenDb
  4. 4

    Rodney MullinsNMLS 20486

    Union Home Mortgage · Tampa, FL · licensed in 4 states

    • Low credit score
    • Down payment assistance
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  5. 5

    Chuck ButterfieldNMLS 176620

    Churchill Mortgage · licensed in 20 states

    • Low credit score
    • First-time buyer
    • Real estate investor
    • FHA loan
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 22 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Rachel PhamNMLS 1656687

    Loan Factory · licensed in 4 states

    • Low credit score
    • 1099 income
    • First-time buyer
    • Real estate investor
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • No disciplinary actions on file at LenDb
  7. 7

    Lance WintersNMLS 1480213

    CrossCountry Mortgage · Columbus, OH · licensed in 13 states

    • Low credit score
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 1 years licensed
    • No disciplinary actions on file at LenDb
  8. 8

    Nick BoucherNMLS 1064332

    Ruoff Mortgage · Fort Wayne, IN · licensed in 3 states

    • Low credit score
    • First-time buyer
    • Real estate investor
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • Branch in Indiana
    • No disciplinary actions on file at LenDb
  9. 9

    Andy PriceNMLS 175742

    Price Mortgage · licensed in 27 states

    • Low credit score
    • Non-QM loan
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  10. 10

    Adam VogelNMLS 1005320

    Ruoff Mortgage · licensed in 3 states

    • Low credit score
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Licensed in IN (listed on lender page, verified 2026-10-09)
    • 4 years licensed
    • No disciplinary actions on file at LenDb
  11. 11

    Elgin WrenNMLS 2355197

    JPMorgan Chase Bank (Chase Home Lending) · Indianapolis, IN

    • Low credit score
    • FHA loan
    • VA loan
    • Lists Low credit score on lender page (lender page, verified 2026-10-09)
    • Branch in Indiana; no license list on file yet, verify at NMLS Consumer Access
    • 10 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb

Before you choose

Lender overlays often exceed program minimums, so finding a lender that lends to the actual program floor matters.

  • What is your actual minimum score for this program?
  • Can you help me with a rapid rescore?
  • How much will my score affect my rate and mortgage insurance?

More about Low credit score

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in IN or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=low-credit&state=IN. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.