Billy Stephens, photo from First Heritage Mortgage

Billy Stephens

Loan Officer at First Heritage Mortgage

NMLS ID 2302130 (opens in a new tab) · verify at NMLS Consumer Access

Billy Stephens (NMLS 2302130) is Loan Officer at First Heritage Mortgage. Lists Virginia on the lender page (not yet checked with the state regulator).

Last verified . Sources: First Heritage Mortgage (fhmtg.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Virginia

    Lender-reported: VA is listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at First Heritage Mortgage (opens in a new tab)

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    Employment history

    1. First Heritage Mortgage NMLS 86548

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Mortgage professional since January 2022 with 20 years prior experience in remodeling and construction. Built referral network through 14 years as VP at Artistic Stone Design and 6 years at plumbing/HVAC firm.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    since January 2022
    Source (opens in a new tab), verified 2026-10-09
    Role
    Sales Manager and Vice President at Artistic Stone Design for 14 years
    Source (opens in a new tab), verified 2026-10-09
    Experience
    6 years at Thos. Somerville Company
    Source (opens in a new tab), verified 2026-10-09
    Experience
    20 years in remodeling and construction
    Source (opens in a new tab), verified 2026-10-09
    Experience
    4 years at C&F Mortgage
    Source (opens in a new tab), verified 2026-10-09
    Education
    Virginia Commonwealth University, Business Management and Administration, 2003
    Source (opens in a new tab), verified 2026-10-09
    Education
    Midlothian High School, 1997
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · fhmtg.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · fhmtg.com (opens in a new tab)verified 2026-10-09
    Summarylender site · fhmtg.com (opens in a new tab)verified 2026-10-09
    Contactlender site · fhmtg.com (opens in a new tab)verified 2026-10-09
    Photolender site · fhmtg.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Billy Stephens (NMLS 2302130), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/billy-stephens-2302130, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.