Brett Kirkpatrick, photo from The Federal Savings Bank

Brett Kirkpatrick

HECM Vice President at The Federal Savings Bank

NMLS ID 38612 (opens in a new tab) · verify at NMLS Consumer Access

Brett Kirkpatrick (NMLS 38612) is HECM Vice President at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Reverse mortgage. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus).

Last verified . Sources: The Federal Savings Bank (thefederalsavingsbank.com) and NMLS Consumer Access (license status, check live).

Specialties

Focus

Where we saw these: thefederalsavingsbank.com (opens in a new tab)

Their lender offers

VA loan. Programs The Federal Savings Bank offers (verified 2026-10-16). Lender-level: not confirmed as Brett's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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View profile at The Federal Savings Bank (opens in a new tab)

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Employment history

  1. The Federal Savings Bank NMLS 411500

    Current · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
since 1993
Source (opens in a new tab), verified 2026-10-16
Experience
since 2001
Source (opens in a new tab), verified 2026-10-16
Education
Amherst College, graduated Cum Laude
Source (opens in a new tab), verified 2026-10-16
Role
chair of the independent certification committee for the CRMP designation
Source (opens in a new tab), verified 2026-10-16
Also
active for over 20 years in the National Reverse Mortgage Lenders Association as conference speaker and legislative advocate
Source (opens in a new tab), verified 2026-10-16
Credentials
licensed realtor (inactive)
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
Lender programslender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
Contactlender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
Photolender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Brett Kirkpatrick (NMLS 38612), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/brett-kirkpatrick-38612, last verified 2026-10-16.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.