Caroline Smith
Senior Loan Officer at First Heritage Mortgage
NMLS ID 2107073 (opens in a new tab) · verify at NMLS Consumer Access
Caroline Smith (NMLS 2107073) is Senior Loan Officer at First Heritage Mortgage. Licensed in 4 states: Georgia, North Carolina, South Carolina and Tennessee. Focus areas shown on the lender page: FHA loan, First-time buyer, VA loan, Real estate investor and Vacation home.
Last verified . Sources: First Heritage Mortgage (fhmtg.com) and NMLS Consumer Access (license status, check live).
- 4 states
- Unclaimed profile
- No actions on file
Specialties
- FHA loanlender page
- First-time buyerlender page
- VA loanlender page
- Real estate investorlender page
- Vacation homelender page
Where we saw these: fhmtg.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Georgia, North Carolina, South Carolina, Tennessee
As listed on the lender page (GA, NC, SC, TN), not yet checked against state regulators.
Contact
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- Profile (opens in a new tab)
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Employment history
First Heritage Mortgage NMLS 86548
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Caroline Smith is a Senior Loan Officer with expertise in residential, FHA, and VA loans. She specializes in helping first-time homebuyers, those seeking government financing, refinancing clients, and investment property buyers with comprehensive knowledge of loan origination and credit analysis.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Dedicated mortgage professional with focus on helping homebuyers, owners, and builders
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Caroline Smith (NMLS 2107073), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/caroline-smith-2107073, last verified 2026-10-09.
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