JR Nettles
Loan Officer at Blue Water Mortgage, LLC
NMLS ID 2350598 (opens in a new tab) · verify at NMLS Consumer Access
JR Nettles (NMLS 2350598) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Florida since 2025 and in Massachusetts. Jr's lender page shows a focus on first-time buyer, down payment assistance and real estate investor.
Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 31, 2025 (Florida), per state regulator
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Jr licensed in Florida?
- Yes. Florida regulator records list license LO143845 as active, first effective December 31, 2025 (verified 2026-10-15). LenDb has 3 other states on file for Jr.
- Source: Florida state regulator (opens in a new tab)
- Does Jr list first-time buyer as a focus?
- Jr's profile lists first-time buyer as a focus (from their lender profile page). It also lists down payment assistance, real estate investor and self-employed.
- Source: lender page (opens in a new tab)
- What lender does Jr work for?
- Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Jr been licensed?
- The earliest state license record LenDb holds for Jr is from December 31, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Down payment assistance(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
Where we saw these: bluewatermtg.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Massachusetts, Maine, New Hampshire
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143845, first effective 2025-12-31), MA (opens in a new tab) (MLO2350598), verified 2026-10-15.
Lender-reported: ME, NH are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Blue Water Mortgage, LLC NMLS 1291
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Education
- Degree in Business, Appalachian State University
- Source (opens in a new tab), verified 2026-10-15
- Community
- Affiliate Member, Seacoast Board of Realtors
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: JR Nettles (NMLS 2350598), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/john-nettles-2350598, last verified 2026-10-26.
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