Jay Healy
Partner | Loan Officer at Blue Water Mortgage, LLC
NMLS ID 12905 (opens in a new tab) · verify at NMLS Consumer Access
Jay Healy (NMLS 12905) is a mortgage loan officer at Blue Water Mortgage, LLC, licensed in Florida since 2023 and in Connecticut and Massachusetts. Jay's lender page shows a focus on first-time buyer and refinance.
Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Connecticut state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 24, 2023 (Florida), per state regulator
- 25 years experience (stated)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Jay licensed in Florida?
- Yes. Florida regulator records list license LO119292 as active, first effective April 24, 2023 (verified 2026-10-15). LenDb has 5 other states on file for Jay.
- Source: Florida state regulator (opens in a new tab)
- Does Jay list first-time buyer as a focus?
- Jay's profile lists first-time buyer as a focus (from their lender profile page). It also lists refinance.
- Source: lender page (opens in a new tab)
- What lender does Jay work for?
- Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Jay been licensed?
- The earliest state license record LenDb holds for Jay is from April 24, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jay states 25 years of experience.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Refinance(from their lender profile page)
Where we saw these: bluewatermtg.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Connecticut, Massachusetts, Maine, New Hampshire, Vermont
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO119292, first effective 2023-04-24), CT (opens in a new tab) (LO-12905), MA (opens in a new tab) (MLO12905), verified 2026-10-15.
Lender-reported: ME, NH, VT are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Blue Water Mortgage, LLC NMLS 1291
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · mass.gov (opens in a new tab) | verified 2026-10-26 |
| Licensed states | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · bluewatermtg.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jay Healy (NMLS 12905), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/john-healy-12905, last verified 2026-10-26.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.