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Charity Cummings, photo from Guild Mortgage

Charity Cummings

Area Manager at Guild Mortgage · Bentonville, AR

NMLS ID 404245 (opens in a new tab) · verify at NMLS Consumer Access

Charity Cummings (NMLS 404245) is Area Manager at Guild Mortgage, based in Bentonville, AR. Lists Alabama, Arkansas, Missouri and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 30 years of experience.

Last verified . Sources: Guild Mortgage (branches.guildmortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: branches.guildmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Alabama, Arkansas, Missouri, Washington

Lender-reported: AL, AR, MO, WA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Guild Mortgage NMLS 3274

    Current · Bentonville, AR · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Military veteran with 30+ years in finance who specializes in helping first-time homebuyers. They lead teams across multiple states and enjoy outdoor activities.

Our summary of the lender page. Verified 2026-10-09.

Role
accomplished Area Sales Manager and licensed Team leader
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Charity Cummings (NMLS 404245), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/charity-cummings-404245, last verified 2026-10-09.

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