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Charles Bratten, photo from Truist Bank

Charles Bratten

Mortgage Loan Officer at Truist Bank · Palm Beach Gardens, FL

NMLS ID 387986 (opens in a new tab) · verify at NMLS Consumer Access

Charles Bratten (NMLS 387986) is Mortgage Loan Officer at Truist Bank, based in Palm Beach Gardens, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan and Physician and medical professional.

Last verified . Sources: Truist Bank (truist.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: truist.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • English

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

Contact

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View profile at Truist Bank (opens in a new tab)

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Employment history

  1. Truist Bank NMLS 399803

    Current · Palm Beach Gardens, FL · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Charles Bratten has 24+ years of mortgage industry experience. They take a personalized approach, listening to each client's unique financial goals to find optimal loan solutions.

Our summary of the lender page. Verified 2026-10-09.

Education
BS Business Administration from Auburn University (1991)
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · truist.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · truist.com (opens in a new tab)verified 2026-10-09
Languageslender site · truist.com (opens in a new tab)verified 2026-10-09
Summarylender site · truist.com (opens in a new tab)verified 2026-10-09
Contactlender site · truist.com (opens in a new tab)verified 2026-10-09
Photolender site · truist.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Charles Bratten (NMLS 387986), Truist Bank. LenDb.ai, https://lendb.ai/lo/charles-bratten-387986, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.