Chris Velasquez
Branch Manager at Lower · Orlando, FL
NMLS ID 388458 (opens in a new tab) · verify at NMLS Consumer Access
Chris Velasquez (NMLS 388458) is Branch Manager at Lower, based in Orlando, FL. Licensed in Florida, confirmed with the state regulator (license LO31561). Also lists Georgia and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Lower also offers FHA loan, HELOC, Real estate investor, Jumbo loan and Non-QM loan and 4 more (a lender program, not confirmed as their own focus). Earliest state license record: September 10, 2015 (Florida), per state regulator.
Last verified . Sources: Lower (lower.com), Florida state regulator, the loan officer's recorded intro and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 10, 2015 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Video intro
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: lower.com (opens in a new tab)
Their lender offers
FHA loan, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Chris's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO31561, first effective 2015-09-10), verified 2026-10-15.
Lender-reported: GA, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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- Profile (opens in a new tab)
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Employment history
Lower NMLS 1124061
Current · Orlando, FL · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Video intro available
Chris has a short recorded video intro on Lower's site.
Watch on Lower's site (opens in a new tab)
The recording is hosted and published by Lower. We don't copy or transcribe it. Verified 2026-10-10.
About
Chris has decades of mortgage and real estate industry experience and says their biggest thrill is helping first-time homebuyers. Licensed in GA, TN, and FL.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Video intro | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Chris Velasquez (NMLS 388458), Lower. LenDb.ai, https://lendb.ai/lo/christian-velasquez-388458, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.