Christine O'Reilly
Loan Officer at Empire Home Loans · Fair Oaks, CA
NMLS ID 145242 (opens in a new tab) · verify at NMLS Consumer Access
Christine O'Reilly (NMLS 145242) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Licensed in Florida, confirmed with the state regulator (license LO62705). Focus areas shown on the lender page: FHA loan and VA loan. Earliest state license record: July 16, 2019 (Florida), per state regulator. States 37 years of experience.
Last verified . Sources: Empire Home Loans (empirehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 16, 2019 (Florida), per state regulator
- 37 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: empirehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO62705, first effective 2019-07-16), verified 2026-10-09.
Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Christine has 37 years of mortgage experience specializing in FHA, VA, conventional loans, refinances, and purchases. She focuses on education, transparency, and long-term financial success for each client.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Christine O'Reilly (NMLS 145242), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/christine-o-reilly-145242, last verified 2026-10-09.
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