Chris Navarro, photo from INDEPENDENCE HOME LOANS LLC

Chris Navarro

Sales Director at INDEPENDENCE HOME LOANS LLC

NMLS ID 1539918 (opens in a new tab) · verify at NMLS Consumer Access

Chris Navarro (NMLS 1539918) is a Sales Director at INDEPENDENCE HOME LOANS LLC, licensed in Iowa since 2023 and in Oregon, Wisconsin, California and 2 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Maryland state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live). Licensed as Christopher Navarro (California, Florida, Iowa, Illinois, Maryland, Oregon and Wisconsin regulators).

Quick answers

Is Chris licensed in Iowa?
Yes. Iowa regulator records list license 50928 as active, first effective October 11, 2023 (verified 2026-10-20). LenDb has 5 other states on file for Chris.
Source: Iowa state regulator (opens in a new tab)
What lender does Chris work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Chris been licensed?
The earliest state license record LenDb holds for Chris is from October 11, 2023 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Chris states 10 years of experience.
Source: Iowa state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Iowa, Oregon, Wisconsin, California, Maryland, Illinois

    ✓ Confirmed with the state regulator: IA (opens in a new tab) (50928, first effective 2023-10-11), OR (opens in a new tab), WI (opens in a new tab) (1539918, first effective 2023-11-14), CA DFPI (opens in a new tab) (CA-DFPI1539918, first effective 2024-03-05), MD (opens in a new tab), IL (opens in a new tab) (31.0083216, first effective 2023-11-07), verified 2026-10-20.

    Regulator records not active: FL (expired).

    Contact

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Education
    Williams College (Massachusetts)
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · idfpr.illinois.gov (opens in a new tab)verified 2026-10-28
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photolender site · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Chris Navarro (NMLS 1539918), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/christopher-navarro-1539918, last verified 2026-10-28.

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