Edwyn Ramos, photo from INDEPENDENCE HOME LOANS LLC

Edwyn Ramos

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 1965742 (opens in a new tab) · verify at NMLS Consumer Access

Edwyn Ramos (NMLS 1965742) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2022 and in Colorado, Texas, Connecticut and 8 more states.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Colorado state regulator, Texas state regulator, Connecticut state regulator, Delaware state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, California state regulator, Maryland state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Edwyn licensed in Florida?
Yes. Florida regulator records list license LO105211 as active, first effective April 1, 2022 (verified 2026-10-15). LenDb has 11 other states on file for Edwyn.
Source: Florida state regulator (opens in a new tab)
What lender does Edwyn work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Edwyn been licensed?
The earliest state license record LenDb holds for Edwyn is from April 1, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Colorado, Texas, Connecticut, Delaware, Arkansas, Iowa, Oregon, California, Maryland, Illinois, Nevada

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO105211, first effective 2022-04-01), CO (opens in a new tab) (100542618, first effective 2025-06-30), TX (opens in a new tab), CT (opens in a new tab) (LO-1965742), DE (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (56837, first effective 2026-03-23), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI1965742, first effective 2025-11-07), MD (opens in a new tab), IL (opens in a new tab) (31.0092255, first effective 2025-11-14), NV (opens in a new tab) (NMLO-157741, first effective 2026-02-09), verified 2026-10-15.

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    Employment history

    1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Edwyn Ramos has a background in loan origination and debt settlement. Outside work, they mention fitness training, following UFC, and time with their family.

    Our summary of the lender page. Verified 2026-10-15.

    Also
    Background in loan origination and debt settlement
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerstate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
    Summarystate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Edwyn Ramos (NMLS 1965742), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/edwyn-ramos-1965742, last verified 2026-10-31.

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