Elliot Gambrell
Executive Loan Officer at INDEPENDENCE HOME LOANS LLC
NMLS ID 2369132 (opens in a new tab) · verify at NMLS Consumer Access
Elliot Gambrell (NMLS 2369132) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2022 and in Oregon, California and Maryland. Elliot's focus, from their own profile, includes FHA loan, reverse mortgage and VA loan.
Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Oregon state regulator, California state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 26, 2022 (Florida), per state regulator
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Elliot licensed in Florida?
- Yes. Florida regulator records list license LO113582 as active, first effective September 26, 2022 (verified 2026-10-15). LenDb has 3 other states on file for Elliot.
- Source: Florida state regulator (opens in a new tab)
- Does Elliot do FHA loans?
- Elliot's profile lists FHA loan as a focus (from their lender profile page). It also lists reverse mortgage and VA loan.
- Source: lender page (opens in a new tab)
- What lender does Elliot work for?
- INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
- Source: lender site (opens in a new tab)
- How long has Elliot been licensed?
- The earliest state license record LenDb holds for Elliot is from September 26, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
- Focus: FHA loan(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: independencehl.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Oregon, California, Maryland
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO113582, first effective 2022-09-26), OR (opens in a new tab) (2369132, first effective 2024-02-15), CA DFPI (opens in a new tab) (CA-DFPI2369132, first effective 2022-11-07), MD (opens in a new tab), verified 2026-10-15.
Contact
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Employment history
INDEPENDENCE HOME LOANS LLC NMLS 2524174
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Education
- Bachelor of Information Science, University of Maryland
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · labor.maryland.gov (opens in a new tab) | verified 2026-10-26 |
| Specialties | lender site · independencehl.com (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · independencehl.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Elliot Gambrell (NMLS 2369132), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/elliot-gambrell-2369132, last verified 2026-10-26.
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