Christopher Richards
Mortgage Loan Originator at U.S. Bank · Owensboro, KY
NMLS ID 488915 (opens in a new tab) · verify at NMLS Consumer Access
Christopher Richards (NMLS 488915) is Mortgage Loan Originator at U.S. Bank, based in Owensboro, KY. Focus areas shown on the lender page: HELOC.
Last verified . Sources: U.S. Bank (mortgage.usbank.com) and NMLS Consumer Access (license status, check live).
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Specialties
Where we saw these: mortgage.usbank.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
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Contact
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Employment history
U.S. Bank NMLS 402761
Current · Owensboro, KY · seen on lender site 2026-10-09
Disciplinary actions
None on record
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About
Christopher specializes in home refinancing options including rate reduction, loan term adjustments, and cash-out HELOCs.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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Sources
| Name and employer | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · mortgage.usbank.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Christopher Richards (NMLS 488915), U.S. Bank. LenDb.ai, https://lendb.ai/lo/christopher-richards-488915, last verified 2026-10-09.
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