Cielo Franklin, photo from The Federal Savings Bank

Cielo Franklin

Junior Mortgage Banker at The Federal Savings Bank

NMLS ID 2686803 (opens in a new tab) · verify at NMLS Consumer Access

Cielo Franklin (NMLS 2686803) is Junior Mortgage Banker at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). Speaks English and Spanish.

Last verified . Sources: The Federal Savings Bank (thefederalsavingsbank.com) and NMLS Consumer Access (license status, check live).

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    VA loan. Programs The Federal Savings Bank offers (verified 2026-10-16). Lender-level: not confirmed as Cielo's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Languages

    • English
    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-16

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    View profile at The Federal Savings Bank (opens in a new tab)

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    Employment history

    1. The Federal Savings Bank NMLS 411500

      Current · seen on lender site 2026-10-16

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Education
    Miami Dade College, degree in supply chain management
    Source (opens in a new tab), verified 2026-10-16
    Role
    Logistics manager in Miami (past role, fire safety industry)
    Source (opens in a new tab), verified 2026-10-16

    Sources

    Name and employerlender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
    Lender programslender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
    Languageslender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
    Contactlender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
    Photolender site · thefederalsavingsbank.com (opens in a new tab)verified 2026-10-16
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Cielo Franklin (NMLS 2686803), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/cielo-franklin-2686803, last verified 2026-10-16.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.