Cindy Kramer, photo from Guaranteed Rate Affinity, LLC

Cindy Kramer

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Newport Beach, CA

NMLS ID 240190 (opens in a new tab) · verify at NMLS Consumer Access

Cindy Kramer (NMLS 240190) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Newport Beach, CA.

Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com) and NMLS Consumer Access (license status, check live).

Specialties

Focus

No focus listed on their lender page yet.

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    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

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    Contact

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    Employment history

    1. Guaranteed Rate Affinity, LLC NMLS 1598647

      Current · Newport Beach, CA · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Cindy presents as a refinance specialist who focuses on understanding each client's unique financial situation.

    Our summary of the lender page. Verified 2026-10-15.

    Role
    refinance specialist
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · grarate.com (opens in a new tab)verified 2026-10-15
    Summarylender site · grarate.com (opens in a new tab)verified 2026-10-15
    Contactlender site · grarate.com (opens in a new tab)verified 2026-10-15
    Photolender site · grarate.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Cindy Kramer (NMLS 240190), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/cindy-kramer-240190, last verified 2026-10-15.

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