Crystal Santos
Branch Manager at Consumer Real Estate Finance Co. · Spring Grove, IL
NMLS ID 690317 (opens in a new tab) · verify at NMLS Consumer Access
Crystal Santos (NMLS 690317) is Branch Manager at Consumer Real Estate Finance Co., based in Spring Grove, IL. Licensed in Florida, confirmed with the state regulator (license LO117035). Focus areas shown on the lender page: Non-QM loan. Consumer Real Estate Finance Co. also offers First-time buyer (a lender program, not confirmed as their own focus). Earliest state license record: January 30, 2023 (Florida), per state regulator. States 25 years of experience.
Last verified . Sources: Consumer Real Estate Finance Co. (societymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: January 30, 2023 (Florida), per state regulator
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: societymortgage.com (opens in a new tab)
Their lender offers
First-time buyer. Programs Consumer Real Estate Finance Co. offers (verified 2026-10-13). Lender-level: not confirmed as Crystal's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO117035, first effective 2023-01-30), verified 2026-10-15.
Contact
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Employment history
Consumer Real Estate Finance Co. NMLS 104621
Current · Spring Grove, IL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Crystal Santos has over 25 years in mortgage lending and works as a Producing Branch Manager. They help buyers reach homeownership and homeowners lower rates through refinancing.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Lender programs | state regulator · societymortgage.com (opens in a new tab) | verified 2026-10-13 |
| Summary | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Crystal Santos (NMLS 690317), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/crystal-santos-690317, last verified 2026-10-15.
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