CJ Paloucek
Guaranteed Rate Affinity, LLC · Grand Rapids, MI
NMLS ID 279541 (opens in a new tab) · verify at NMLS Consumer Access
CJ Paloucek (NMLS 279541) is a loan officer at Guaranteed Rate Affinity, LLC, based in Grand Rapids, MI. Lists Illinois and Michigan on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, VA loan and First-time buyer. Earliest state license record: March 2, 2022 (Florida), per state regulator. States 40 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 2, 2022 (Florida), per state regulator
- 40 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Self-employed(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Grand Rapids, MI · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
CJ Paloucek has 40 years in the industry. They say they specialize in first-time buyers, returning clients, veterans and self-employed borrowers in Greater Chicagoland and Grand Rapids, Michigan. They serve Michigan and Illinois.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Greater Chicagoland area and Grand Rapids, Michigan
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: CJ Paloucek (NMLS 279541), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/cynthia-paloucek-279541, last verified 2026-10-15.
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