Toby Thurman
Sr. Residential Mortgage Loan Originator at Cornerstone First Mortgage · Cedar Park, TX
NMLS ID 243190 (opens in a new tab) · verify at NMLS Consumer Access
Toby Thurman (NMLS 243190) is Sr. Residential Mortgage Loan Originator at Cornerstone First Mortgage, based in Cedar Park, TX. Licensed in Texas, confirmed with the state regulator. Cornerstone First Mortgage also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 7 more (a lender program, not confirmed as their own focus). Earliest state license record: March 18, 2024 (Texas), per state regulator. States 24 years of experience.
Last verified . Sources: Cornerstone First Mortgage (encompasslending.com), Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 18, 2024 (Texas), per state regulator
- 24 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Low credit score, New construction, Renovation loan (203k / HomeStyle), Reverse mortgage, Self-employed, USDA loan and VA loan. Programs Cornerstone First Mortgage offers (verified 2026-10-15). Lender-level: not confirmed as Toby's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.
Contact
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Employment history
Cornerstone First Mortgage NMLS 292897
Current · Cedar Park, TX · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Has worked in the Austin-area mortgage and real estate industry for 37 years, including 24 in mortgage lending. Emphasizes availability and constant communication with clients.
Our summary of the lender page. Verified 2026-10-15.
- Community
- Works with his church and helps his community
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · encompasslending.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Lender programs | lender site · cornerstonefirst.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · encompasslending.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · encompasslending.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · encompasslending.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Toby Thurman (NMLS 243190), Cornerstone First Mortgage. LenDb.ai, https://lendb.ai/lo/daniel-thurman-243190, last verified 2026-10-15.
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