Dave Pennington
Branch Manager at CrossCountry Mortgage · Encinitas, CA
NMLS ID 304758 (opens in a new tab) · verify at NMLS Consumer Access
Dave Pennington (NMLS 304758) is Branch Manager at CrossCountry Mortgage, based in Encinitas, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. States 18 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 18 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
CrossCountry Mortgage NMLS 3029
Current · Encinitas, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Dave has over 18 years of mortgage experience at CrossCountry Mortgage's Encinitas branch, with background in direct lending, mortgage consulting, and real estate. He's honored as a 5-Star Mortgage Professional for 8 years by San Diego Magazine.
Our summary of the lender page. Verified 2026-10-09.
- Role
- direct lender, mortgage consultant, and real estate broker
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Dave Pennington (NMLS 304758), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/dave-pennington-304758, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.