Jeff Cruz
Branch Manager at Guild Mortgage · San Antonio, TX
NMLS ID 225971 (opens in a new tab) · verify at NMLS Consumer Access
Jeff Cruz (NMLS 225971) is Branch Manager at Guild Mortgage, based in San Antonio, TX. Licensed in Florida, confirmed with the state regulator (license LO91426). Also lists Louisiana, Oklahoma and Texas on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records). States 30 years of experience.
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- 30 years experience (stated)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Louisiana, Oklahoma, Texas
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO91426, since 2021), verified 2026-10-09.
Lender-reported: LA, OK, TX are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · San Antonio, TX · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jeff Cruz is a 30-year veteran Mortgage Advisor and Certified Mortgage and Liability Advisor, named Scotsman Guide Top Originator for 4 of the past 6 years. He takes a strategic approach to help clients understand cash flow, liabilities, tax planning and home equity.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Scotsman Guide Top Originator in the United States for 4 out of the past 6 years
- Source (opens in a new tab), verified 2026-10-09
- Community
- Volunteer efforts with Food Bank, The Alzheimer's Association, Habitat for Humanity and Meals on Wheels
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jeff Cruz (NMLS 225971), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/david-cruz-225971, last verified 2026-10-09.
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