David Fallarino

Senior Vice President at Cliffco, Inc. · Uniondale, NY

NMLS ID 673167 (opens in a new tab) · verify at NMLS Consumer Access

David Fallarino (NMLS 673167) is a Senior Vice President at Cliffco, Inc. in Uniondale, New York, licensed in Florida since 2024 and in Texas, New York, California and 3 more states. David's own profile lists self-employed as a focus, and David works at an FHA-approved lender, per HUD.

Last verified 2026-10-26. Sources: Cliffco, Inc. (cliffcomortgage.com), Florida state regulator, Texas state regulator, New York state regulator, California state regulator, Connecticut state regulator, Maryland state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: January 26, 2024 (Florida), per state regulator
20 years experience (stated)
Works at an FHA-approved lender, per HUD (opens in a new tab)
13 states
Unclaimed profile
Disciplinary history not yet checked

Quick answers

Is David licensed in New York?: Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 12 other states on file for David.; Source: New York state regulator (opens in a new tab)
Does David list self-employed as a focus?: David's profile lists self-employed as a focus (from their lender profile page).; Source: lender page (opens in a new tab)
What lender does David work for, and is it FHA-approved?: Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).; Source: lender site; HUD (opens in a new tab)
How long has David been licensed?: The earliest state license record LenDb holds for David is from January 26, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. David states 20 years of experience.; Source: Florida state regulator (opens in a new tab)

Specialties

Focus

Focus: Self-employed(from their lender profile page)

Where we saw these: cliffcomortgage.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

Florida, Texas, New York, Arizona, California, Connecticut, Maryland, North Carolina, New Jersey, Pennsylvania, South Carolina, Virginia, Washington

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO125671, first effective 2024-01-26), TX (opens in a new tab), NY (opens in a new tab), CA DFPI (opens in a new tab) (CA-DFPI673167, first effective 2024-12-11), CT (opens in a new tab) (LO-673167), MD (opens in a new tab), PA (opens in a new tab) (107640), verified 2026-10-15.

Lender-reported: AZ, NC, NJ, SC, VA, WA are listed on the lender page, not yet checked with the state regulator.

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Employment history

Cliffco, Inc. NMLS 65328
Current · Uniondale, NY · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Role: Leads The Fallarino Group origination team; Source (opens in a new tab), verified 2026-10-15
Also: Over $3 billion in closed loan volume; Source (opens in a new tab), verified 2026-10-15
Community: Involved in community events; Source (opens in a new tab), verified 2026-10-15

Sources

Name and employer	state regulator · cliffcomortgage.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · data.pa.gov (opens in a new tab)	verified 2026-10-16
Licensed states	lender site · cliffcomortgage.com (opens in a new tab)	verified 2026-10-15
Specialties	lender site · cliffcomortgage.com (opens in a new tab)	verified 2026-10-21
Contact	lender site · cliffcomortgage.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: David Fallarino (NMLS 673167), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/david-fallarino-673167, last verified 2026-10-26.

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