James Perrone
Loan Officer at Cliffco, Inc. · Uniondale, NY
NMLS ID 56096 (opens in a new tab) · verify at NMLS Consumer Access
James Perrone (NMLS 56096) is a Loan Officer at Cliffco, Inc. in Uniondale, New York, licensed in New York. James's own profile lists self-employed, FHA loan and reverse mortgage as a focus, and James works at an FHA-approved lender, per HUD.
Last verified . Sources: Cliffco, Inc. (cliffcomortgage.com), New York state regulator and NMLS Consumer Access (license status, check live).
- 30 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is James licensed in New York?
- Yes. New York regulator records list a license as active (verified 2026-10-14).
- Source: New York state regulator (opens in a new tab)
- Does James list self-employed as a focus?
- James's profile lists self-employed as a focus (from their lender profile page). It also lists FHA loan, reverse mortgage and low credit score.
- Source: lender page (opens in a new tab)
- What lender does James work for, and is it FHA-approved?
- Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How much experience does James have?
- James states 30 years of experience.
- Source: the loan officer's own statement (opens in a new tab)
Specialties
Focus
- Focus: Self-employed(from their lender profile page)
- Focus: FHA loan(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
- Focus: Low credit score(from their lender profile page)
Where we saw these: cliffcomortgage.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: NY (opens in a new tab), verified 2026-10-14.
Contact
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Employment history
Cliffco, Inc. NMLS 65328
Current · Uniondale, NY · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · dfs.ny.gov (opens in a new tab) | verified 2026-10-14 |
| Specialties | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-21 |
| Contact | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: James Perrone (NMLS 56096), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/james-perrone-56096, last verified 2026-10-15.
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