Debra Chmiel
SVP of Relocation Lending at Guaranteed Rate Affinity, LLC · Mount Laurel, NJ
NMLS ID 28210 (opens in a new tab) · verify at NMLS Consumer Access
Debra Chmiel (NMLS 28210) is SVP of Relocation Lending at Guaranteed Rate Affinity, LLC, based in Mount Laurel, NJ. Licensed in 4 states confirmed with state regulators: Florida, Texas, New York and Louisiana. Earliest state license record: July 7, 2010 (Texas), per state regulator.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, Texas state regulator, New York state regulator, Louisiana state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: July 7, 2010 (Texas), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
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Licensed states
Florida, Texas, New York, Louisiana
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO5980, first effective 2011-04-28), TX (opens in a new tab), NY (opens in a new tab), LA (opens in a new tab), verified 2026-10-15.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Mount Laurel, NJ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Debra Chmiel describes expertise in relocation mortgages. They have more than 25 years' experience assisting transferees with their mortgage needs.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · ofi.la.gov (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Debra Chmiel (NMLS 28210), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/debra-chmiel-28210, last verified 2026-10-15.
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