Debra Shultz
SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC · New York, NY
NMLS ID 49302 (opens in a new tab) · verify at NMLS Consumer Access
Debra Shultz (NMLS 49302) is SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in New York, NY. Licensed in 3 states confirmed with state regulators: Florida, New York and Connecticut. Earliest state license record: June 7, 2021 (Florida), per state regulator. States 27 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, New York state regulator, Connecticut state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 7, 2021 (Florida), per state regulator
- 27 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
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Licensed states
Florida, New York, Connecticut
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO89011, first effective 2021-06-07), NY (opens in a new tab), CT (opens in a new tab) (LO-49302), verified 2026-10-15.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · New York, NY · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Debra Shultz has over 27 years of mortgage lending experience and is based in New York City. They focus on nontraditional borrowers, including Non-QM scenarios such as bank statement, asset depletion and rental income loans.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · portal.ct.gov (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Debra Shultz (NMLS 49302), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/debra-shultz-49302, last verified 2026-10-15.
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