Loan programs · Delaware
Renovation loan officers in Delaware
As of 2026-10-09, LenDb lists 22 loan officers licensed in or based in Delaware whose lender pages show Renovation loan (203k / HomeStyle) work. The top-ranked are Scott Lacey (Guild Mortgage, Lincoln), Joan Kofsky (CrossCountry Mortgage, Wayne) and Ed Fallon (CrossCountry Mortgage, Philadelphia). Ranking is lender-neutral: specialty evidence first, then a license in DE, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 22
- 1
Scott LaceyNMLS 8154
Guild Mortgage · Lincoln, RI · licensed in 22 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 2
Joan KofskyNMLS 133361
CrossCountry Mortgage · Wayne, PA · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- Real estate investor
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 3
Ed FallonNMLS 144708
CrossCountry Mortgage · Philadelphia, PA · licensed in 3 states
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- 4
Mark MinadeoNMLS 330121
Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- Foreign national
- New construction
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 5
Chris LoughlinNMLS 1537524
First Home Mortgage · Baltimore, MD · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 6
Billy McElroyNMLS 48244
CrossCountry Mortgage · Sewell, NJ · licensed in 6 states
- Renovation loan (203k / HomeStyle)
- Down payment assistance
- Non-QM loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 7
Amy AltenburgNMLS 820600
Southern Trust Mortgage · Annapolis, MD · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- FHA loan
- USDA loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Brad ZerbeNMLS 161236
NFM Lending · Haddonfield, NJ · licensed in 7 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- FHA loan
- USDA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- 9
Tammi PrintzNMLS 455836
First Home Mortgage · Annapolis, MD · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- 10
Nathan FitzgeraldNMLS 369554
CrossCountry Mortgage · Orlando, FL · licensed in 15 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- VA loan
- HELOC
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 11
Ray TrolanNMLS 459769
First Heritage Mortgage · licensed in 2 states
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 12
Aaron JacobsonNMLS 1329933
CrossCountry Mortgage · Annapolis, MD · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- 13
Tim PowellNMLS 136749
Churchill Mortgage · Decatur, IN · licensed in 29 states
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 14
Lee SmithNMLS 188505
Fairway Independent Mortgage Corporation · Frederick, MD · licensed in 9 states
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 15
Patton GadeNMLS 1243024
CrossCountry Mortgage · Scottsdale, AZ · licensed in 41 states
- Renovation loan (203k / HomeStyle)
- VA loan
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- 16
David SchleyNMLS 2292691
CrossCountry Mortgage · Denville, NJ · licensed in 18 states
- Renovation loan (203k / HomeStyle)
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 17
Amy JamesNMLS 2088909
CrossCountry Mortgage · Fort Walton Beach, FL · licensed in 11 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 18
Ann BlaskoNMLS 145516
CrossCountry Mortgage · Plymouth Meeting, PA · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 19
Chad FreemanNMLS 453581
CrossCountry Mortgage · North Bethesda, MD · licensed in 5 states
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- 20
Alicia NorwoodNMLS 1440209
CrossCountry Mortgage · Charlotte, NC · licensed in 14 states
- Renovation loan (203k / HomeStyle)
- Construction loan
- Down payment assistance
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- 21
Dirk MerrillNMLS 133480
CrossCountry Mortgage · Plymouth Meeting, PA · licensed in 3 states
- Renovation loan (203k / HomeStyle)
- Jumbo loan
- Real estate investor
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
- 22
Sachaney MillsNMLS 1655431
CrossCountry Mortgage · Philadelphia, PA · licensed in 4 states
- Renovation loan (203k / HomeStyle)
- Condo
- Down payment assistance
- Jumbo loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Renovation loan (203k / HomeStyle) on lender page (lender page, verified 2026-10-09)
Before you choose
Contractor bids, consultants, draw schedules and as-completed appraisals add steps many loan officers avoid.
- How many renovation loans have you closed, and which programs?
- How do contractor draws and inspections work?
- What happens if the renovation runs over budget?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a DE license is confirmed with the state regulator (check mark), DE is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=renovation&state=DE. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.