Loan programs · Delaware
FHA loan officers in Delaware
As of 2026-10-09, LenDb lists 91 loan officers licensed in or based in Delaware whose lender pages show FHA loan work. The top-ranked are Sheri Barber (Union Home Mortgage, Rehoboth Beach), Ron Riccitelli Jr (CrossCountry Mortgage, Bel Air) and Kenneth Johnson (CrossCountry Mortgage, Doylestown). Ranking is lender-neutral: specialty evidence first, then a license in DE, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Sheri BarberNMLS 243041
Union Home Mortgage · Rehoboth Beach, DE · licensed in 2 states
- FHA loan
- USDA loan
- VA loan
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Rehoboth Beach, DE
- States 25 years of experience (lender page, 2026-10-09)
- 2
Ron Riccitelli JrNMLS 144907
CrossCountry Mortgage · Bel Air, MD · licensed in 5 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 21 years of experience (lender page, 2026-10-09)
- 3
Kenneth JohnsonNMLS 204926
CrossCountry Mortgage · Doylestown, PA · licensed in 3 states
- FHA loan
- First-time buyer
- VA loan
- HELOC
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 19 years of experience (lender page, 2026-10-09)
- 4
Mark MinadeoNMLS 330121
Acrisure Mortgage (formerly FBC Mortgage) · Coconut Creek, FL · licensed in 3 states
- FHA loan
- Foreign national
- New construction
- USDA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 5
Tim MilauskasNMLS 200561
First Home Mortgage · Millersville, MD · licensed in 9 states
- FHA loan
- VA loan
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Heidi GageNMLS 213769
NFM Lending · Linthicum, MD · licensed in 27 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- Jumbo loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 7
Jerry BerryNMLS 109657
First Heritage Mortgage · licensed in 10 states
- FHA loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 8
Amanda BroomallNMLS 900029
Guild Mortgage · Middletown, DE · licensed in 3 states
- FHA loan
- Real estate investor
- Reverse mortgage
- USDA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Middletown, DE
- Licensed since 2022 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 10
Brad RestivoNMLS 835073
First Home Mortgage · Baltimore, MD · licensed in 8 states
- FHA loan
- Jumbo loan
- VA loan
- Renovation loan (203k / HomeStyle)
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 22 years of experience (lender page, 2026-10-09)
- 11
Jennifer MerrickNMLS 2063146
CrossCountry Mortgage · Dover, DE · licensed in 2 states
- FHA loan
- New construction
- Non-QM loan
- Construction loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Office in Dover, DE
- 12
Robert TaylorNMLS 132188
First Home Mortgage · Baltimore, MD · licensed in 7 states
- FHA loan
- Non-QM loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- 13
Mike WeinsteinNMLS 1185158
First Home Mortgage · Baltimore, MD · licensed in 5 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- VA loan
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 12 years of experience (lender page, 2026-10-09)
- 14
Mike SchusterNMLS 1980879
CrossCountry Mortgage · Columbia, MD · licensed in 22 states
- FHA loan
- VA loan
- First-time buyer
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 15
Chuck ButterfieldNMLS 176620
Churchill Mortgage · licensed in 20 states
- FHA loan
- First-time buyer
- Real estate investor
- USDA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 22 years of experience (lender page, 2026-10-09)
- 16
Jason FoxNMLS 179208
NFM Lending · Frederick, MD · licensed in 18 states
- FHA loan
- DSCR loan
- First-time buyer
- Real estate investor
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 17
Jason NaderNMLS 313085
First Home Mortgage · Annapolis, MD · licensed in 7 states
- FHA loan
- First-time buyer
- USDA loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 18
Matthew FoxNMLS 151022
First Heritage Mortgage · Hanover, MD · licensed in 7 states
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2015 (per Florida records)
- 19
Corinne SpartanaNMLS 1965019
Fairway Independent Mortgage Corporation · Towson, MD · licensed in 9 states
- FHA loan
- First-time buyer
- New construction
- Non-QM loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 6 years of experience (lender page, 2026-10-09)
- 20
Kristi HardyNMLS 194938
Atlantic Coast Mortgage · Fairfax, VA · licensed in 11 states
- FHA loan
- First-time buyer
- Real estate investor
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 21
Dennis SullivanNMLS 170161
Southern Trust Mortgage · Annapolis, MD · licensed in 12 states
- FHA loan
- USDA loan
- VA loan
- Down payment assistance
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 22
Caryn ElderNMLS 524539
First Heritage Mortgage · licensed in 6 states
- FHA loan
- First-time buyer
- Real estate investor
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 15 years of experience (lender page, 2026-10-09)
- 23
Austen WardNMLS 2145884
NFM Lending · Haddonfield, NJ · licensed in 3 states
- FHA loan
- USDA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- States 5 years of experience (lender page, 2026-10-09)
- 24
Lacey HoodNMLS 86949
Allied Mortgage Group · Charlotte, NC · licensed in 25 states
- FHA loan
- USDA loan
- VA loan
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2013 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 25
Tom LutzNMLS 135170
Guild Mortgage · York, PA · licensed in 4 states
- FHA loan
- Down payment assistance
- DE listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a DE license is confirmed with the state regulator (check mark), DE is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=DE. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.