
Denise Lott
Branch Manager at Union Home Mortgage · Savannah, GA
NMLS ID 704436 (opens in a new tab) · verify at NMLS Consumer Access
Denise Lott (NMLS 704436) is Branch Manager at Union Home Mortgage, based in Savannah, GA. Licensed in Florida, confirmed with the state regulator (license LO67770). Also lists Alabama, Georgia, Illinois, Maryland, Maine, New Jersey and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2020 (per Florida records). States 20 years of experience.
Last verified . Sources: Union Home Mortgage (uhm.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2020 (per Florida records)
- 20 years experience (stated)
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: uhm.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Georgia, Illinois, Maryland, Maine, New Jersey, South Carolina
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO67770, since 2020), verified 2026-10-09.
Lender-reported: AL, GA, IL, MD, ME, NJ, SC are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Union Home Mortgage NMLS 2229
Current · Savannah, GA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
With over 20 years of mortgage industry experience, Denise specializes in first-time homebuyers. She is committed to community involvement through Coastal Empire Habitat for Humanity.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Built a successful lending team and strong network of real estate professionals in Savannah
- Source (opens in a new tab), verified 2026-10-09
- Community
- Supports Coastal Empire Habitat for Humanity
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · uhm.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Denise Lott (NMLS 704436), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/denise-lott-704436, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.