Derek Niday
Loan Officer at Edge Home Finance
NMLS ID 2163387 (opens in a new tab) · verify at NMLS Consumer Access
Derek Niday (NMLS 2163387) is Loan Officer at Edge Home Finance. Licensed in Florida, confirmed with the state regulator (license LO132159). Also lists Arizona, California, Georgia, Idaho, Indiana, Kansas, Michigan, Minnesota and 10 more on the lender page (not yet checked with the state regulator). Earliest state license record: October 2, 2024 (Florida), per state regulator.
Last verified . Sources: Edge Home Finance (edgehomefinance.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: October 2, 2024 (Florida), per state regulator
- 19 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Arizona, California, Georgia, Idaho, Indiana, Kansas, Michigan, Minnesota, Missouri, North Carolina, New Mexico, Ohio, Oklahoma, Oregon, Tennessee, Texas, Virginia, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO132159, first effective 2024-10-02), verified 2026-10-09.
Lender-reported: AZ, CA, GA, ID, IN, KS, MI, MN, MO, NC, NM, OH, OK, OR, TN, TX, VA, WA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Edge Home Finance NMLS 891464
Current · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mortgage broker with access to over 100 lenders, presenting as a local Arizona loan specialist. They aim to lower rates and fees while keeping personalized service.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · edgehomefinance.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · edgehomefinance.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · edgehomefinance.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · edgehomefinance.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · edgehomefinance.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Derek Niday (NMLS 2163387), Edge Home Finance. LenDb.ai, https://lendb.ai/lo/derek-niday-2163387, last verified 2026-10-10.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.