Desiree' Byrne
Loan Officer at Xpert Home Lending
NMLS ID 2122934 (opens in a new tab) · verify at NMLS Consumer Access
Desiree' Byrne (NMLS 2122934) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Georgia, Iowa, Indiana, Minnesota, Missouri, North Carolina and 6 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, DSCR loan, HELOC, Renovation loan (203k / HomeStyle) and Reverse mortgage. Licensed since 2021 (per Colorado records).
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Colorado records)
- 16 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Construction loanlender page
- DSCR loanlender page
- HELOClender page
- Renovation loan (203k / HomeStyle)lender page
- Reverse mortgagelender page
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Arizona, California, Georgia, Iowa, Indiana, Minnesota, Missouri, North Carolina, New Mexico, Nevada, Oregon, Tennessee, Texas, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO91965, since 2021), CO (opens in a new tab) (100525238, since 2021), verified 2026-10-09.
Lender-reported: AZ, CA, GA, IA, IN, MN, MO, NC, NM, NV, OR, TN, TX, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Desiree' offers comprehensive real estate financing across 16 states, including primary, secondary, investment properties, flip/rehab, HELOC, DSCR, construction, and reverse mortgages. She donates 1% of loan proceeds to healthcare, first responders, military, and education through #LenderWithAHeart.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- 16 states: AZ, CA, CO, FL, GA, IN, IA, MN, MO, NV, NM, NC, OR, TN, TX, WA
- Source (opens in a new tab), verified 2026-10-09
- Community
- Donates 1% of loan amount to healthcare, first responders, military, and education through #LenderWithAHeart benefit program
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Desiree' Byrne (NMLS 2122934), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/desiree-byrne-2122934, last verified 2026-10-09.
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