Doug Carroll
Senior Loan Officer at Ruoff Mortgage
NMLS ID 173634 (opens in a new tab) · verify at NMLS Consumer Access
Doug Carroll (NMLS 173634) is Senior Loan Officer at Ruoff Mortgage. Licensed in 4 states: Florida, Indiana, Michigan and Ohio. Focus areas shown on the lender page: Down payment assistance, FHA loan, Jumbo loan, New construction and Renovation loan (203k / HomeStyle). 9 years licensed.
Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 9 years licensed
- 4 states
- Unclaimed profile
- No actions on file
Specialties
- Down payment assistancelender page
- FHA loanlender page
- Jumbo loanlender page
- New constructionlender page
- Renovation loan (203k / HomeStyle)lender page
- Reverse mortgagelender page
- USDA loanlender page
- VA loanlender page
Where we saw these: ruoff.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Indiana, Michigan, Ohio
Confirmed with the state regulator: FL (opens in a new tab) (LO82775, since 2021), verified 2026-10-09.
Others as listed on the lender page (IN, MI, OH), not yet checked against state regulators.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Ruoff Mortgage NMLS 141868
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Doug Carroll has over 23 years of experience and has run the Carroll Team with his wife Julie since 2014. They provide clear explanations and efficient timelines for home purchases and refinances across multiple states.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Team lead; runs Carroll Team with wife Julie since 2014
- Source (opens in a new tab), verified 2026-10-09
Reviews
Reviews on other sites
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LenDb reviews
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Sources
| Name and employer | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · ruoff.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Doug Carroll (NMLS 173634), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/douglas-carroll-173634, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.