Elias Ghanem

Ladera Lending, Inc.

NMLS ID 2141087 (opens in a new tab) · verify at NMLS Consumer Access

Elias Ghanem (NMLS 2141087) is a mortgage loan officer at Ladera Lending, Inc., licensed in California since 2021. Elias works at an FHA-approved lender, per HUD.

Last verified . Sources: Ladera Lending, Inc. (dfpi.ca.gov), Florida state regulator, California state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Elias licensed in California?
Yes. California regulator records list license CA-DFPI2141087 as active, first effective September 21, 2021 (verified 2026-10-24).
Source: California state regulator (opens in a new tab)
What lender does Elias work for, and is it FHA-approved?
Ladera Lending, Inc., company NMLS 835555, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Elias been licensed?
The earliest state license record LenDb holds for Elias is from September 21, 2021 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: California state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

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    California

    ✓ Confirmed with the state regulator: CA DFPI (opens in a new tab) (CA-DFPI2141087, first effective 2021-09-21), verified 2026-10-24.

    Regulator records not active: FL (expired).

    Contact

    No public business contact on file.

    We never see who you contact.

    Employment history

    1. Ladera Lending, Inc. NMLS 835555

      Current · seen on lender site 2026-10-23

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Sources

    Name and employerstate regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-23
    Licenses (regulator)state regulator · dfpi.ca.gov (opens in a new tab)verified 2026-10-24
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Elias Ghanem (NMLS 2141087), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/elias-ghanem-2141087, last verified 2026-10-24.

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