Jeff Cunningham
Loan Officer at Ladera Lending, Inc. · Lake Forest, CA
NMLS ID 1030752 (opens in a new tab) · verify at NMLS Consumer Access
Based in Lake Forest, California, Jeff Cunningham (NMLS 1030752) is a Loan Officer at Ladera Lending, Inc., licensed in Illinois since 2025 and in California. Jeff works at an FHA-approved lender, per HUD.
Last verified . Sources: Ladera Lending, Inc. (laderalending.com), California state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live). Licensed as Jeffrey Cunningham (California and Illinois regulators).
- Earliest state license record: July 28, 2025 (Illinois), per state regulator
- 22 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Jeff licensed in California?
- Yes. California regulator records list license 02210787 as active (verified 2026-10-24). LenDb has 1 other state on file for Jeff.
- Source: California state regulator (opens in a new tab)
- What lender does Jeff work for, and is it FHA-approved?
- Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Jeff been licensed?
- The earliest state license record LenDb holds for Jeff is from July 28, 2025 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jeff states 22 years of experience.
- Source: Illinois state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: CA DRE (opens in a new tab) (02210787), IL (opens in a new tab) (31.0090994, first effective 2025-07-28), verified 2026-10-24.
Contact
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Employment history
Ladera Lending, Inc. NMLS 835555
Current · Lake Forest, CA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jeff Cunningham has 22 years of residential lending experience. They say they have helped hundreds of clients with home purchases and refinancing.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · laderalending.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · idfpr.illinois.gov (opens in a new tab) | verified 2026-10-28 |
| Summary | lender site · laderalending.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · laderalending.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · laderalending.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jeff Cunningham (NMLS 1030752), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/jeff-cunningham-1030752, last verified 2026-10-28.
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