Jason Smith
Sales Manager - VP at Ladera Lending, Inc. · Lake Forest, CA
NMLS ID 1030753 (opens in a new tab) · verify at NMLS Consumer Access
Jason Smith, NMLS 1030753, works as a Sales Manager - VP at Ladera Lending, Inc. in Lake Forest, California and is licensed in Oregon since 2013 and in Florida, Texas, California and 4 more states. Jason's lender page shows a focus on refinance, and Jason works at an FHA-approved lender, per HUD.
Last verified . Sources: Ladera Lending, Inc. (laderalending.com), Florida state regulator, Texas state regulator, Oregon state regulator, California state regulator, Massachusetts state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: June 21, 2013 (Oregon), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Jason licensed in California?
- Yes. California regulator records list license CA-DBO1030753 as active, first effective July 17, 2013 (verified 2026-10-24). LenDb has 7 other states on file for Jason.
- Source: California state regulator (opens in a new tab)
- Does Jason list refinance as a focus?
- Jason's profile lists refinance as a focus (from their lender profile page).
- Source: lender page (opens in a new tab)
- What lender does Jason work for, and is it FHA-approved?
- Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Jason been licensed?
- The earliest state license record LenDb holds for Jason is from June 21, 2013 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Oregon state regulator (opens in a new tab)
Specialties
Focus
Where we saw these: laderalending.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Oregon, California, Massachusetts, Maryland, Wyoming, Illinois
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO126897, first effective 2024-03-15), TX (opens in a new tab), OR (opens in a new tab), CA DFPI (opens in a new tab) (CA-DBO1030753, first effective 2013-07-17), MA (opens in a new tab) (MLO1030753), MD (opens in a new tab), WY (opens in a new tab) (103509, first effective 2021-09-16), IL (opens in a new tab) (31.0073766, first effective 2021-12-07), verified 2026-10-15.
Contact
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Employment history
Ladera Lending, Inc. NMLS 835555
Current · Lake Forest, CA · seen on lender site 2026-10-21
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Credentials
- LendingTree Gold Leaf Award in 2023 and 2024
- Source (opens in a new tab), verified 2026-10-21
Sources
| Name and employer | state regulator · laderalending.com (opens in a new tab) | verified 2026-10-21 |
| Licenses (regulator) | state regulator · idfpr.illinois.gov (opens in a new tab) | verified 2026-10-28 |
| Specialties | lender site · laderalending.com (opens in a new tab) | verified 2026-10-21 |
| Contact | lender site · laderalending.com (opens in a new tab) | verified 2026-10-21 |
| Photo | state regulator · laderalending.com (opens in a new tab) | verified 2026-10-21 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jason Smith (NMLS 1030753), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/jason-smith-1030753, last verified 2026-10-28.
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