Independent mortgage bank
Ladera Lending, Inc.
Company NMLS ID 835555 (opens in a new tab) · laderalending.com (opens in a new tab)
Ladera Lending, Inc. (company NMLS 835555) is an independent mortgage lender. LenDb lists 30 of its loan officers, with branches in 2 states, each with an individual NMLS ID, licensed states and sources.
Last verified . Sources: Ladera Lending, Inc.'s own loan officer directory and NMLS Consumer Access.
- 30 loan officers on LenDb
- 2 branch states
- Disciplinary history not yet checked
- FHA-approved lender (HUD FHA data, loans endorsed through Aug 2026) (opens in a new tab)
Lending activity (HMDA)
Funded 742 home loans in 2025 (HMDA), 604 conventional
- By loan type: 604 conventional, 96 FHA, 42 VA.
- By purpose: 58 purchase, 684 refinance.
- 14 jumbo (above the conforming loan limit); 42 for investment properties.
- Down 19% from 2024 (917 loans).
- About $229.4 million in loan amounts (HMDA reports amounts in $10,000 bands).
Most loans in California (208), Texas (79), Nevada (69).
Source: HMDA, FFIEC/CFPB, 2025 (opens in a new tab). Counts describe the company, not any one loan officer. Only lenders above the HMDA reporting thresholds file, and LenDb has matched about 70% of HMDA loan volume to lenders it lists, so a lender without HMDA data here may still make these loans.
About Ladera Lending, Inc.
Ladera Lending, Inc. is an Orange County mortgage lender. It offers home purchase, home refinance, and debt consolidation loans.
Written by LenDb from the lender's own page (opens in a new tab), read 2026-10-15.
State licenses (regulator records)
- Florida (Mortgage Lender, Approved) source (opens in a new tab)
- Texas (Mortgage Banker Registration, Approved) source (opens in a new tab)
LenDb has company license records from these state regulators so far. A state not listed is not known either way; NMLS Consumer Access has the full list.
Loan officers
California 23
- Andy Espineira · Ladera Ranch · Sales Manager - VP
- Ashton Pereida-Rice · Ladera Ranch · Loan Officer
- Brandi Yates-Wojtiuk · Lake Forest · Loan Officer
- Brian Spinuzzi · Ladera Ranch · Loan Officer
- Chris Cannon · Ladera Ranch · Loan Officer
- Coby Brainard · Lake Forest · Loan Officer
- Dean Jimenez · Lake Forest · Loan Officer
- Grant Shearrer · Ladera Ranch · Team Lead
- Jacqueline Herrick · Ladera Ranch · Senior Vice President
- Jason Brewster · Lake Forest · Loan Officer
- Jason Muir · Lake Forest · Loan Officer
- Jason Smith · Lake Forest · Sales Manager - VP
- Jeff Cunningham · Lake Forest · Loan Officer
- Jim Henderson · Lake Forest · Loan Officer
- John Doung · Lake Forest · Loan Officer
- Kweli Washington · Lake Forest · Loan Officer
- Mary Vidrine · Lake Forest · Loan Officer
- Michael Pendergast · Ladera Ranch · Loan Officer
- Paul Bogosian · Lake Forest · Site Manager
- Randy Sodeman · Lake Forest · Loan Officer
- Robert Brown · Ladera Ranch · President
- Scott Contreras · Ladera Ranch · Executive Vice President
- Stephanie Yarusinsky · Ladera Ranch · Loan Officer
Nevada 2
- Bruce Rodriguez · Las Vegas · Loan Officer
- Kristopher Hartmann · Las Vegas · Loan Officer
Branch not listed 5
- Andrew Nikiforoff · Loan Officer
- Chase Mansouri · NMLS 1602937
- Elias Ghanem · NMLS 2141087
- Kevin Smith · NMLS 319521
- Ran Zhu · NMLS 1499585
Source: state regulator (loan officer directory (opens in a new tab)), verified 2026-10-13. Also as JSON. Lender-neutral: nobody pays to be listed or ranked.