Emma Gay
Licensed Loan Originator Assistant at Envoy Mortgage · Oak Harbor, WA
NMLS ID 1446683 (opens in a new tab) · verify at NMLS Consumer Access
Emma Gay (NMLS 1446683) is Licensed Loan Originator Assistant at Envoy Mortgage, based in Oak Harbor, WA. Licensed in Florida, confirmed with the state regulator (license LO139651). Also lists Georgia on the lender page (not yet checked with the state regulator). Licensed since 2025 (per Florida records).
Last verified . Sources: Envoy Mortgage (envoymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Florida records)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO139651, since 2025), verified 2026-10-09.
Lender-reported: GA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Envoy Mortgage NMLS 6666
Current · Oak Harbor, WA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · envoymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Emma Gay (NMLS 1446683), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/emily-gay-1446683, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.