Erik Kolz
Area Sales Manager at Guaranteed Rate Affinity, LLC · Bloomington, MN
NMLS ID 30450 (opens in a new tab) · verify at NMLS Consumer Access
Erik Kolz (NMLS 30450) is Area Sales Manager at Guaranteed Rate Affinity, LLC, based in Bloomington, MN. Licensed in Florida, confirmed with the state regulator (license LO88273). Also lists Arizona, Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Real estate investor, VA loan and First-time buyer. Earliest state license record: May 25, 2021 (Florida), per state regulator. States 25 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 25, 2021 (Florida), per state regulator
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Self-employed(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Arizona, Minnesota, Wisconsin
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO88273, first effective 2021-05-25), verified 2026-10-15.
Lender-reported: AZ, MN, WI are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Bloomington, MN · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Erik Kolz has 25+ years of experience as an Area Sales Manager and loan officer. They say they focus on first-time buyers, self-employed borrowers, investors, and veterans across Minnesota, Wisconsin, Arizona and Florida.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Erik Kolz (NMLS 30450), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/erik-kolz-30450, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.