Joe Nabedrick
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Wayzata, MN
NMLS ID 501945 (opens in a new tab) · verify at NMLS Consumer Access
Joe Nabedrick (NMLS 501945) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Wayzata, MN. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Arizona, California, Colorado, Illinois, Minnesota, North Dakota, New York, Pennsylvania and 3 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Physician and medical professional. Earliest state license record: December 11, 2025 (Texas), per state regulator. States 25 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 11, 2025 (Texas), per state regulator
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 13 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Arizona, California, Colorado, Illinois, Minnesota, North Dakota, New York, Pennsylvania, South Dakota, Washington, Wisconsin
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO145512, first effective 2026-03-03), TX (opens in a new tab), verified 2026-10-15.
Lender-reported: AZ, CA, CO, IL, MN, ND, NY, PA, SD, WA, WI are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Wayzata, MN · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Has over 25 years of experience and focuses on physicians, dentists and other high-income professionals, including residents, fellows and new attendings.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Twin Cities, Wayzata, Minnetonka, Edina, Maple Grove, greater Minneapolis
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Joe Nabedrick (NMLS 501945), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/joseph-nabedrick-501945, last verified 2026-10-15.
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