Ethan Baeza
Loan Originator at Cardinal Financial Company · Midland, TX
NMLS ID 2245886 (opens in a new tab) · verify at NMLS Consumer Access
Ethan Baeza (NMLS 2245886) is Loan Originator at Cardinal Financial Company, based in Midland, TX. Licensed in Colorado, confirmed with the state regulator (license 100543190). Licensed since 2025 (per Colorado records).
Last verified . Sources: Cardinal Financial Company (cardinalfinancial.com), Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2025 (per Colorado records)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: CO (opens in a new tab) (100543190, since 2025), verified 2026-10-09.
Contact
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Employment history
Cardinal Financial Company NMLS 66247
Current · Midland, TX · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Founder of The CHEF Team, Ethan Baeza is a Mortgage Loan Originator committed to delivering a concierge-level mortgage experience focused on personalized service from application to closing.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · cardinalfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · cardinalfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · cardinalfinancial.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · cardinalfinancial.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ethan Baeza (NMLS 2245886), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/ethan-baeza-2245886, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.