Lynn O'Neal
Mortgage Sales Manager at TowneBank Mortgage · Wilmington, NC
NMLS ID 69998 (opens in a new tab) · verify at NMLS Consumer Access
Lynn O'Neal (NMLS 69998) is Mortgage Sales Manager at TowneBank Mortgage, based in Wilmington, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: May 20, 2022 (Florida), per state regulator. States 20 years of experience.
Last verified . Sources: TowneBank Mortgage (townebankmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 20, 2022 (Florida), per state regulator
- 20 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Earlier regulator records (not active): FL (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
TowneBank Mortgage NMLS 512138
Current · Wilmington, NC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Lynn is an experienced lender with over 20 years in the mortgage industry, helping borrowers with home purchases, investment properties, and refinancing.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · townebankmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Lynn O'Neal (NMLS 69998), TowneBank Mortgage. LenDb.ai, https://lendb.ai/lo/evelyn-o-neal-69998, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.