Fabienne Paul-Benjamin, photo from Zero Point Mortgage Services

Fabienne Paul-Benjamin

Zero Point Mortgage Services

NMLS ID 2492079 (opens in a new tab) · verify at NMLS Consumer Access

Fabienne Paul-Benjamin (NMLS 2492079) is a loan officer at Zero Point Mortgage Services. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Arizona, California, New Mexico and Oregon on the lender page (not yet checked with the state regulator). Earliest state license record: October 9, 2023 (Texas), per state regulator. States 20 years of experience.

Last verified . Sources: Zero Point Mortgage Services (zpmloans.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Arizona, California, New Mexico, Oregon

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO123852, first effective 2023-11-01), TX (opens in a new tab), verified 2026-10-15.

    Lender-reported: AZ, CA, NM, OR are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Zero Point Mortgage Services NMLS 1216108

      Current · seen on lender site 2026-10-15

    2. T.I.M.E. Lending NMLS 2001142

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Fabienne J Paul-Benjamin, Loan Officer, has worked in the mortgage industry for over 20 years. They previously worked as a Loan Processor, Mortgage Underwriter and Account Executive. They have held a real estate agent license for almost 20 years.

    Our summary of the lender page. Verified 2026-10-15.

    Role
    Previously worked as Loan Processor, Mortgage Underwriter and Account Executive
    Source (opens in a new tab), verified 2026-10-15
    Credentials
    Licensed Real Estate Agent for almost 20 years
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · zpmloans.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · sml.texas.gov (opens in a new tab)verified 2026-10-13
    Licensed stateslender site · zpmloans.com (opens in a new tab)verified 2026-10-15
    Summarylender site · zpmloans.com (opens in a new tab)verified 2026-10-15
    Contactlender site · zpmloans.com (opens in a new tab)verified 2026-10-15
    Photolender site · zpmloans.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Fabienne Paul-Benjamin (NMLS 2492079), Zero Point Mortgage Services. LenDb.ai, https://lendb.ai/lo/fabienne-paul-benjamin-2492079, last verified 2026-10-15.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.